Question 01 of 13
Do you currently have any income protection or disability coverage?
This includes employer group plans, personal policies, or government programs.
Question 02 of 13
If you couldn't work tomorrow due to illness or injury, how long could you cover your monthly bills?
Think about your actual monthly expenses — rent or mortgage, food, utilities, debt payments.
Question 03 of 13
If that situation lasted 6 months, roughly how much income would you lose?
A rough estimate is fine. This helps identify the size of the gap we'd be protecting.
Your Coverage Preferences
Question 04 of 13
If you're unable to work due to illness or injury, how would you prefer financial support?
Question 05 of 13
When does coverage apply for illness or injury?
Question 06 of 13
If your family is ill or injured, what do you prefer?
Question 07 of 13
When receiving payouts, what do you prefer?
Question 08 of 13
Who should assess your claims?
Question 09 of 13
Should payouts be tied to income?
Question 10 of 13
How should claims be limited?
Question 11 of 13
If you change jobs or retire, what happens to coverage?
Question 12 of 13
Do you need coverage outside Canada?
Question 13 of 13
For small vs. large incidents, how should coverage work?